No more bad credit
One of the thing that I dreaded most is getting myself into bad credit. The time when I just graduated from the university and without a job, I can say my bills are mounting and it was tough for me to clear them.
Moreover, that period was during the economy down turn so jobs don’t come easy. I spent quite a few months attending to interviews only to find a job after 3 months. The amount of debts I have from my credit cards were shocking but was lucky I managed to pull off with my first pay check!
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